For generations, many of us have been led to believe that owning a home is out of reach. But it’s time to break that cycle. Homeownership is possible, and it’s now within your reach. I believe that everyone deserves the opportunity to own a home and build generational wealth.
I’m Debbie Ingle, and I’m here to guide you through the exciting process of homeownership, especially with the support of the Washington State Covenant Homeownership Program, just launched in July of 2024.
What is the WA Covenant Homeownership Program?
This a groundbreaking initiative designed to help individuals and families in Washington State achieve their dream of owning a home and I’m leading the charge of helping our community use the benefits available to them. This program provides financial assistance and support to eligible homebuyers, making the path to homeownership much more accessible and affordable.
How can this program help you?
- Down Payment Help: Saving for a down payment on a home can be really challenging, but this program does all of the hard work for you. Example: If you find a $400,000 home, the Covenant Program can help you with up to $80,000 for your down payment. That means your monthly payment will be based on $320,000. It’s so exciting!
- Additional Closing Cost Support: You’ll also receive help with paying for your closing costs, ensuring that you can focus on what matters most – finding your perfect home. This can be an additional $10,000 or more in assistance.
- Homebuyer Education: You will have access to information and education that empowers you to make informed decisions throughout the homebuying process.
Eligibility:
· You’ve not owned a home in the past three years. Contact me for special circumstances.
· You live in Washington state.
· You are buying a home that you will occupy (not a rental or vacation home).
· Your household income does not exceed certain limits.
· You OR your parents, grandparents, or great-grandparents lived in Washington State before April of 1968.
· The person who lived in Washington before April 1968 is Black, Hispanic, Native American, Alaska Native, Native Hawaiian or other Pacific Islander, Korean, or Asian Indian.
What is next? It’s easy
· Contact Me: We will have the initial conversation to discuss your timeline for buying a home and the Covenant program.
· I will connect you with a trained Covenant lender who will guide you through the pre-qualification process (it’s painless).
· Gather Documentation: After talking with us, we will ask you to provide documentation showing your household income for the last several years and proof of residency and race/ethnicity of the person who lived in Washington State prior to April of 1968. The Covenant staff is committed to helping you gather this information.
Why work with me?
As a seasoned Realtor with 30+ years in real estate, I’m committed to helping you navigate the complexities of buying a home with confidence. Here’s what I offer you:
- Personalized Guidance: I take the time to understand your unique situation and guide you through every step of the homebuying process.
- In-Depth Knowledge: With expertise in the WA Covenant Homeownership Program, I can help maximize the benefits available to you.
- Local Market Insights: My deep understanding of the local market means I can help you find a home that excites you and fits your budget.
- Your Experience: From the first consultation to closing day, I ensure a smooth, stress-free experience, so you can focus on enjoying your new home. I’ll manage the entire project of buying your home and we will have some fun along the way!
Turning the Key to Your Future
Ready to learn more? Reach out to me at 509-208-5728 (text or call) or email me at [email protected] to schedule a consultation. Together, we can achieve great things.
